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NEXUS BETWEEN COMMERCIAL BANKS’ LOAN TO MANUFACTURING SECTOR AND ECONOMIC GROWTH IN NIGERIA 1986 – 2018

Maria Abdullahi; **Ladan Amina Shuni & ***Musa Abdullahi Sakanko
*Department of Economics, Sokoto State University, Sokoto State, Nigeria
**Department of Economics, Shehu Shagari College of Education, Sokoto, Nigeria
***Department of Economics, University of Jos, Plateau State, Nigeria.
Email: mariaaabdul@yahoo.com; amina.shuni@hotmail.com; sakanko2015@gmail.com


ABSTRACT


The main aim of this study is to analyze the effect of commercial banks credit to manufacturing sector on economic growth in Nigeria during period 1986 to 2018, employed the ARDL bound testing technique. It
was found that commercial banks credit to manufacturing sector, economic growth, maximum lending rate and money supply have long-run relationship. Likewise, the short-run and long-run results revealed that
commercial banks credit to manufacturing sector within the study period has a positive and statistically significant effect on economic growth in Nigeria. However, money supply and maximum lending rate have inverse and statistically significant effect on economic growth. Thus, the study recommended that, the policymaker should devise strategies that will ease the process and cumbersome commercial banks’ credit to the private sector and also encourage commercial banks to increase their pool of credit to the manufacturing sector in Nigeria to aid more of their contribution to economic growth. It is also recommended that monetary policy committee should review the current monetary policy and the policymakers should also review the commercial bank’s interest charge on money lend to manufacturing sectors in order to ease the doing of business and increase their revenue to enhance their contributions to economic growth and
development. KEYWORDS: ARDL, Commercial banks loan, Economic growth, manufacturing sector JEL CLASSIFICATION: C32, G21, O40, L60


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N-POWER PROGRAMME AND UNEMPLOYMENT IN AKWA IBOM STATE: A COMPARATIVE ANALYSIS

Effiong, Ubong Edem
Department of Economics
University of Uyo, Uyo
Email: ubongeffiong3@gmail.com


ABSTRACT


This paper is a comparative analysis of the N-Power programme and unemployment in Akwa Ibom State. The study compares unemployment rate in the state before N-Power (2005- 2015) and during N-Power (2016 – 2018Q3). Trend analysis was adopted and the average unemployment for the two periods were compared. The average unemployment before the N-Power programme stood at 22.23% while that during N-power programme
stood at 33.45%. This shows that unemployment has still been on the increase in Akwa Ibom despite the adoption of the N-Power programme across states in the federation. To further proof this, the Student’s t-test was employed and the result shows that there is no significant difference between unemployment before N-Power and unemployment during
N-Power in Akwa Ibom State. It was therefore recommended that efforts geared towards long-term employment in the state should be adopted rather than short-term empowerment programmes. Also, beneficiaries of the N-Power should be made to stay on the programme until they find paid employment rather than laying them off after two years to join the mass unemployed paupers. Keywords: Unemployment, Skill Acquisition, N-Power, Programmes


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Environmental Effect on Students’ Academic Performance in Public and Private Secondary Schools in Adamawa State, Nigeria

Sunday Yeduma Ben; Muazu Muhammad Habibu & Aboki Mustapha Bello
Department of Educational Psychology
Federal College of Education, Yola
Email: habibufceyola@gmail.com


ABSTRACT


The study investigated the effect of school environment on students’ academic performance in public and private secondary schools in Adamawa State, Nigeria. Three research questions and three hypotheses
guided the study. The descriptive survey design was adopted for the study. The population of the study comprised 5110 teachers from 297 public/private secondary schools in Adamawa State. 400 teachers from 22
public/private secondary schools constituted the sample of the study. Proportionate stratified random sampling technique was used to select the sample size. A four point structured 15-item rating scale questionnaire titled School Environment Questionnaire (SEQ) was constructed by the researchers and used to collect data for the study. The data collected were analyzed using mean and standard deviation to answer research questions while chi-square (x2) test of goodness of fit was used to test the hypotheses at level of significance 0.005. The study revealed that there was a significant influence of infrastructural facilities, class-size and school location on students’ academic performance in both public/private secondary schools in Adamawa state, Nigeria. It was recommended among other things that All schools communities should partner with their schools and provide infrastructural facilities that would complement the effort of the
government in enhancing quality education.


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Assessment on the Provision and Utilization of Human Resources for Universal Basic Education Programme in Sabon Gari Local Government Area of Kaduna State

Abubakar Muhammad Lawal
Department of Educational Foundations and Curriculum
Ahmadu Bello University, Zaria
Email: abumula81@gmail.com


ABSTRACT


This paper assessed the provision and utilization of human resources for UBE programme in Sabon Gari Local Government Area of Kaduna State. The paper covered provision and utilization of qualified teachers,
supervisors, messengers, cleaners and security personnel for UBE programme. Descriptive survey method was adopted as methodology of the research. The population of the research consists of sixty two (62)
primary schools and head teachers, one thousand four hundred and fifty (1450) teachers, forty three (43) LGEA Officials and three hundred and seventy two (372) PTA Officials. Six primary schools (6) and head
teachers, twenty (20) LGEA Officials, twelve (12) PTA Officials and one hundred and twelve (112) teachers were sampled out of the entire population. Data was collected through the use of Likert Five Point Scale
Questionnaire. The data was analyzed through One Way Analysis of Variance (ANOVA). The hypothesis testing shows f- ratio value (3.23) at 3 DF 80 and at the level 0.05. The critical value (3.23) is less
than f. ratio values (3.191). The probability level of significance P (.028) is less than 0.05. This means that there is a significant difference in the opinion of LGEA officials head teacher, teacher and PTA officials on
the provision and utilization of human resource. Therefore, the null hypothesis is rejected. It was concluded that the objectives of UBE can better be achieved through adequate provision and proper utilization of
human and material resources. It therefore, recommended that: The government should provide adequate qualified teachers and also seminars, in-service training and workshops should be organized for teachers by
the appropriate authorities to improve competence and productivity. Adequate security facilities should be provided in primary schools to enable the school administrators keep those materials from damaging and
attack of thieves. The government should ensure strict monitoring and supervision of school administrators by the required supervisory authorities on the management of fund meant for purchasing and maintenance of instructional materials so as to avoid mishandling of such funds through diverting it to other expenditures within the school or elsewhere. All major stakeholders in educatio(parents, community leaders, nongovernmental organization NGOs) and the private sectors should assist the government through mobilization of resources for providing, maintaining and improving the nine year universal basic education programme for future generation.


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ASSESSMENT OF THE PERFORMANCE OF INFORMAL LAND DELIVERY SYSTEM IN KARU URBAN AREA (KUA), NIGERIA

1Baba, Ezekiel Bahago, 2Abba, Mu’azu & 3Maiyaki, Dele Jibrin
1, 2 & 3Department of Urban and Regional Planning
Kaduna Polytechnic, Kaduna
Email: 1easybahago@gmail.com; 2abbamuazu03@gmail.com; 3djmaiyaki@gmail.com


ABSTRACT:

Difficulties in land accessibility in the developing world through the formal land supply system has necessitated the shift to other options to land accessibility in our cities. This scenario brought about Informal Land Delivery System (ILDS). Since land is the pedestal upon which the fabric of the city exists and operates, it is pivotal to an efficient and effective urban management. The research set out to assess the factors influencing ILDS in Karu Urban Area (KUA). To achieve that, the study was able to established the Existing Nature of ILDS in Karu Urban Area (KUA) and the factors responsible for them. At the end of the study, it was established that the public urban land only constitutes 14.80% of the total built up area of the urban area while the private sector constitutes the bulk of the 85.20% of the built up area (63,960 plots of land, using standard measurement of 1000m2). This signifies that the public or formal sector only control 14.80% of the total built up area of the KUA giving rise to informal sector which controls the bulk of development in terms of land acquisition and accessibility in the urban area. The study also revealed that approximately 6,396 Ha (63,960 plots of land, using standard measurement of 1000m2) were delivered
through the ILDS among which landholding families supplied 74% of the plots of land. In assessing the factors responsible for this scenario, the study revealed that the Proximity of the area to the Abuja Federal Capital City (FCC) was one of the factors with 56.3%. Easy way of Plot Acquisition for Development through the landholding families constitutes another factor with 74.0% while Channels to Information on the Availability of Land for Sale, Quick Access to Document Supporting Ownership of Land and
Document Supporting Ownership of Plot are others factors responsible for these scenario with 57.7%, 88.5% and 45.2% respectively. As a result of this established facts of this study, the following recommendations were given, there should be an Introduction of Local Land Managers at District Levels so as to formalize the existence of the sector in the area; there should be Land Regularization for those that want to formalized their land title and Nasarawa State Urban Development Board should have full control in
distribution and allocation of land in the urban area and the government should make land distribution and acquisition for development less cumbersome time taken to obtain ownership to land and approval of plan
for development to every citizen in the area. Keyword: Karu Urban Area, Informal Land Delivery, Performance


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In Vitro Callus Induction Potentials of Wheat Genotypes using Mature Embryo as Ex- Plant Source under different Levels of Polyethylene Glycol (PEG)

M.K. Haruna, C.U. Aguoru, C.C. Iheukwumere, & I.D. Salisu
Department of Biology, Federal University Gashua, Yobe State, Nigeria
Department of Botany, University of Agriculture, Makurdi, Nigeria
Department of Biotechnology, Jigawa Research Institute, Kazaure
Email: mokharry2013@gmail.com


ABSTRACT:

This work was carried out at Jigawa Research Institute Biotechnology Laboratory Kazaure to determine callus induction potentials of 16 wheat genotypes using matured embryo as ex-plant source under different (PEG) levels. The experiment had six treatments (0%, 5%, 10%, 15%, 20% and 25%)
including control with each replicated three times and the necrotic percentage taken showed varieties 8(53.3%), 7(60%) and 28(61.1%) had minimal necrotic callus, while ANOVA shows that there is significance
difference between the treatments percentage values (P<0.05), while there was positive correlation among the genotypes. Also the total number of callus recorded for each variety across treatment showed an
encouraging callus production in varieties 8(38), 7(34), 2(32) and 6(31), however (ANOVA) shows significant difference between the treatment mean values (p< 0.05) while Pearson correlation coefficient among the genotypes indicated that there was positive correlation. Keywords: Callogenesis, drought stress, embryo culture, tissue culture, Triticum aestivum L.


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Ocular Morbidity in the Elderly Population of Nyanya, Abuja, Nigeria

Onwukwe, N.A. & Okafor, P. C.
Department of Optometry
Madonna University, Nigeria
Email: kaakaamain@yahoo.com


ABSTRACT:

This is a cross-sectional study involving 308 elderly participants, aimed at investigating the burden of ocular morbidity among the elderly population of Nyanya, Abuja. Their ages ranged from 40 to 70 years with a mean of 55.01(SD ± 11.39), the minimum age was 40 and the maximum age was 89. In the data collection, convenient sampling method was used. A comprehensive examination consisting of visual acuity testing, anterior and posterior segment examination was carried out on all the participants.
Refraction was done where necessary. Presbyopia was not considered for the analysis, because presbyopia is common among this age group. Intraocular pressures (IOPs) were checked for cup disc ratio >0.6 or where
there is 2D difference between the two eyes and when there is synechia. Glaucoma suspects were referred for perimetry. Visual impairment was classified according to the World Health Organization. Data were analyzed with statistical package for social sciences (SPSS version 25). From the result, the ratio of males to females is 1:1.08. Ocular morbidity was not significantly dependent on gender (P<0.05) but was significantly dependent on age (P<0.05). The most common ocular morbidity was conjunctivitis(15.3%, n=47 ), followed by refractive error (13.3%, n=41),other patterns are pterygium and refractive error
(10.7%,n=33),Cataract (9.4%,n=29) normal/presbyopia(9.4%, n=29),dry eye(7.8%,n=24), pterygium/ pinguecula + dry eye (5.5%, n=17), corneal ulcer (4.5%,n=14), uveitis(3.9% n=12),lid disorder (3.2%, n=10), hypertensive retinopathy(2.3%, n=7), glaucoma(1.6%, n=5), cataract + pterygium + refractive error (1.6%,n=5), glaucoma +cataract (1.6%, n=5), diabetic retinopathy(1.3%, n=4),refractive error and dry eye (3.2%,n=10), glaucoma + refractive error (3.2%,n=10),pterygium(0.6%, n=2), conjunctivitis + refractive error(0.6%, n=2), retinitis pigmentosa (0.6%, n=2). In conclusion ocular morbidity was found to be high among the elderly in Nyanya hence, health education programsshould target the elderly specifically and the entire population in general, on the importance of regular and comprehensive eye/vision check.


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ECONOMIC DOWNTURN: POLICIES ADOPTED BY CONSTRUCTION PROFESSIONALS IN THE MANAGEMENT OF CONSTRUCTION COST ESCALATION IN NIGERIA

I.M. Oyemogum1 ; D.T. Dabwor2 & S. Aboh1
1Department of Building, University of Jos
2Department of Economics, University of Jos
Email: egooye@yahoo.co.uk


ABSTRACT


This study was carried out to identify management policies adopted by construction professionals in the management of construction cost escalation in economic downturn in Nigeria. A questionnaire survey was conducted and twenty-seven (27) factors were identified, categorized
into five (5) groups, evaluated and ranked according to respondents’ perspectives. Four hundred (400) questionnaires were distributed as follows: 35 to Surveyors, 79 to Builders, 85 to Civil engineers, Architects 122 and 79 to Contractors and their opinion about management policies
ranges from cost management, cost increment, cost control and cost regulation. The outcome of these analyses showed that all the respondents agreed that construction projects escalation in economic downturn should be manage through cost. However, the analysis indicated that the top
three (3) factors that have the highest ranked index affecting construction cost escalation in economic downturn are government policy and high inflationary trends as one, political interferences and contractor collusion with corporate extortion as two and fraudulent contract and procurement management practices as three. Based on these findings, this study recommended the need for direct government intervention on taxes, single interest rate for borrowing, stabilization of the exchange rate and innovations by construction professionals in pre-construction and construction phase.Keywords: Economic downturn, construction cost escalation, construction cost overruns, construction cost management.


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THE IMPACT OF TRAINING ON STAFF PERFORMANCE IN AN ORGANIZATION

1Bello, B. S.; 2Ahmed, Abdulkazeem; 3Abdullahi, F. H.; 3Ozimede, Elizabeth O.; & 1Saidu, A. B. 1Department of Marketing, Federal Polytechnic, Bida
2Purchasing Unit, Federal Medical Center, Bida
3Department of Business Administration & Management, Federal Polytechnic, Bida


ABSTRACT


This paper is predicated on the impact of training on staff development in an organization. The problem that necessitated this paper among others are high labour turnover, damages to the organization through increased costs of recruitment and selection which delays product and or service delivery, low morale amongst employees and inability of management to recognize the type of training that will lead to staff productivity. The objective of this paper is to find out whether there is significant relationship between
training and staff development in an organization. The paper covers Power FM, Bida which has a total of 36 staff. Both primary and secondary data were used in this paper. The secondary data were sourced from
books and previous work similar to this while the primary data were obtained from structured oral interview of the employees of the establishment before drawing conclusion. In our findings, majority of the
respondents agreed that inability of management to provide adequate training resources to cater for its staff needs will hamper development of the staff thereby leading to high employee turnover in the organization.
Most of the staff of Power FM Bida also submitted that the management of Power FM Bida is not doing much to support the training of its staff. They also believe that adequate training of employees will lead to
high productivity on their jobs. As part of the writers’ recommendations, management of establishments especially Power FM Bida, should ensure that their employees are well trained to spur them to greater
performance and increased productivity. Keywords: Impact; Staff Training; Development; Organization


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CONTEMPORARY CONFLICT AND PEACE STRATEGIC PHENOMENON, MIGRATION AND REFUGEES ISSUES IN THE MIDDLE EAST

Jibrin Ubale Yahaya
Department of Political Science
Nasarawa State University, Keffi
Email: jibrinubaleyahaya@gmail.com
ABSTRACT


Since the second half of the 1940s, the Middle East has experienced intense migrations. In 2005 alone, the region received a total of approximately 6 million refugees. Migration flows to and from the Middle East have been linked to nationalist movements and ethnic conflicts. However, these relations have received little attention from scholars. Scholarly work on migration in the Middle East that has been accumulated between the early 1950s and the late 1980s falls into two broad categories in terms of subject matter: Jewish migration to Israel and the Palestinian refugees, and migrations to labor-short countries of the Gulf and Europe. This paper has look at the new trends in the literature on migration in the Middle East and identified issues relating to the gender aspects of migration, population displacement and resettlement, return migration, and the relationship between migration and security. Although the field has made significant progress—the scope of the literature with respect to subject matter has broadened from the 1980s onward, and the methods used by scholars have become more sophisticated over the years—there are some shortcomings that need to be addressed. A number of important issues, such as citizenship or economic dynamics, remain unexplored. Since labor migrations to and from the Middle East are central to economic development, a focus on the evolution of migration may shed light on numerous relevant themes that need be central to help in addressing the issues of migration and peace in the Middle East by looking the crisis in middle east with human face and propose appropriate amicable solution of the crisis by entire global community to ensure the sustenance of justice and peace in the Middle East. Keywords: Migration, Peace, Insecurity and Displacement