SPATIAL DISTRIBUTION OF‘BANK OF AGRICULTURE’AND SUSTAINABLEDEVELOPMENT IN BORNO STATE OF NIGERIA

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SPATIAL DISTRIBUTION OF‘BANK OF AGRICULTURE’AND SUSTAINABLEDEVELOPMENT IN BORNO STATE OF NIGERIA

Uba, Isaac Andiyawa,& Ibrahim AhmedJajereDepartment of Geography

Federal University Gashua, Yobe State, Nigeria,

E-mail: isaacandiyawa@gmail.com, iajajere2000@gmail.com

ABSTRACT

Bank of Agriculture (BOA), established in the year 2000, stands the largest rural development finance institutions in Nigeria. Empowering the less privileged groups is the priority objective of the micro credit scheme of the BOA.This paper therefore, examines the spatial distribution of the BOAandthe adverse effects on sustainable rural development in Borno State.Borno State has twenty seven Local Government Areas (LGAs)but because of security threat in the state, the study was delimited to only ten out of sixteenLGAsfound served by the BOA.Informationon BOA branch locations and data on borrowers’status were primarily obtained through interview with the BOA officials and questionnaire administration on the micro credit beneficiaries respectively. Data on the LGAs served and spatial outreachof the micro credit were secondarily extracted from official documents of the BOA.164 respondents were purposively sampled out ofthe total 1099 borrowers in the study area. Analytical tables and a descriptive map were used to expound the data. The findings revealed that BOA branches location and spatial outreachacross the three Borno Senatorial Zones is biased towards Borno South and Central and neglectedthe North. Italso revealed that social impediments constituted the major problem of the less privileged groups, andthe implication ofneglecting such huge socially impeded groups is its related torestive and strife prone zones in the state. The significance is that neglecting the socially impeded groups is related to security threat in the state. Recommendations are made for extension of more BOA branches toBorno North Senatorial Zone andother studies toexamine the spatial distributionof other rural development programmes in the state toenable generalization about negligence in spatial distribution of rural development inputs and societal restiveness and strife.

Keywords:BOA, SpatialDistribution, Biased, Negligence, Less-privileged, Strife.