CONTENTS
Conceptual Framework of Factors Influencing Customers’ Usage of Mobile Banking Services in Tertiary Institutions in Oyo State, Nigeria
Ayoade, Olusola Bamidele & Gbadegesin, Adegboyega Uthman ………………….….…..1
Fabrication and Properties of Okro Bast Fibre/Unsaturated polyester resin Composites
U.I Hindatu, A.T Sule K. S Abdullahi, & M. S Mato …………………………………….21
Evaluation of Activated Carbon from Coconut Husk as Standard pH Enhancer for Drilling Mud Formulation
Okologume Chinedu Wilfred & Asaboro Jefferson ………………..……………………….29
Daily Ethiopian Birr/Nigerian Naira Exchange Rates Intervention Analysis
Igboye Simon Aboko & Ette Harrison Etuk ……………………………………………..…39
Effect of Tilt Angle on the Performance of Hotovoltaic Cell in Yola, Nigeria
Dikko A. B., Pascal T., A. Alkasim, Udanyi S. A.……………………………….……..…47
Assessment of the Challenges of Informal Land Delivery System in Karu Urban Area (KUA), Nigeria
Baba, Ezekiel Bahago, Dantudu Asma’u Shehu Usman, Anikajogun, Bibiana Ometere…………54
A Comparison of Probit Regression and Binary Regression
Robinson Amos Ibuchi; Okeregwu Blessing Amaka; Ockiya, Atto Kennedy; & Inamete Emem Ndah H. ……………………………………………………………………………69
